The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Featured / Computershare Acquires Altavera Mortgage Services Sign up for DS News Daily Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Altavera Mortgage Services Computershare Mergers & Acquisitions 2016-02-29 Brian Honea Subscribe Is Rise in Forbearance Volume Cause for Concern? 2 days ago About Author: Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Print This Post The Best Markets For Residential Property Investors 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. in Featured, News Tagged with: Altavera Mortgage Services Computershare Mergers & Acquisitions Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Castle & Cooke Mortgage Expands in Utah Next: MCS Announces Plans to Relocate Headquarters to Lewisville, Texas Demand Propels Home Prices Upward 2 days ago Computershare Acquires Altavera Mortgage Services February 29, 2016 1,301 Views Computershare, a global market leader in transfer agency and share registration, employee equity plans, proxy solicitation and stakeholder communications, recently announced that it has signed an agreement to acquire Denver, Colorado-based Altavera Mortgage Services, LLC, a provider of independent, third-party mortgage origination services to residential mortgage lenders.Computershare specializes in corporate trust, mortgage, bankruptcy, class action and utility administration, and a range of other diversified financial and governance services. The company was founded in 1978 and is known for its high integrity data management, high volume transaction processing and reconciliations, payments and stakeholder engagement.Altavera’s U.S.-based mortgage operations staff provides a full suite of services including loan set-up, processing, underwriting, closing, funding, and quality control for all product types, including non-QM, jumbo, and conventional. While remaining an independent entity as part of Computershare Mortgage Services, Altavera will be a strategic component of Computershare’s expanding global mortgage industry footprint, which already includes mortgage servicer Specialized Loan Servicing (SLS) in Highlands Ranch, Colorado and HomeLoan Management (HML) in the United Kingdom.Brian Simons, founder of Altavera, will continue in his role as President. Debora Aydelotte and Penny Nelson, will both continue in their roles as COO and SVP, Mortgage Operations, respectively. Both companies are working collaboratively together to bring enhanced services to their clients, partners, and the mortgage industry.The companies expect the transaction to close in April 2016.
Tweet 12 Views no discussions Sharing is caring! Share Where you live could be a factor in developing chickenpoxExposure to sunlight may help impede the spread of chickenpox, claim researchers.The University of London team found chickenpox less common in regions with high UV levels, reports the journal Virology.Sunlight may inactivate viruses on the skin, making it harder to pass on.However, other experts say that other factors, including temperature, humidity, and even living conditions are equally likely to play a role.The varicella-zoster virus is highly contagious, while it can be spread through the coughs and sneezes in the early stages of the infection, the main source is contact with the trademark rash of blisters and spots.PollutionUV light has long been known to inactivate viruses, and Dr Phil Rice, from St George’s, University of London, who led the research, believes that this holds the key why chickenpox is less common and less easily passed from person to person in tropical countries.It could also help explain why chickenpox is more common in the colder seasons in temperate countries such as the UK – as people have less exposure to sunlight, he said.He examined data from 25 earlier studies on varicella-zoster virus in a variety of countries around the world, and plotted these data against a range of climatic factors.This showed an obvious link between UV levels and chickenpox virus prevalence.Even initially confusing results could be explained – the peak incidence of chickenpox in India and Sri Lanka is during the hottest, driest and sunniest season.However, Dr Rice found that, due to atmospheric pollution, UV rays were actually much lower during this season compared with the rainier seasons.He said: “No-one had considered UV as a factor before, but when I looked at the epidemiological studies they showed a good correlation between global latitude and the presence of the virus.”Professor Judy Breuer from University College London said that while UV could well be contributing to the differences in the prevalence of chickenpox between tropical and temperate regions, there were other factors which needed to be considered.She said: “Lots of things aside from UV could affect it – heat, humidity and social factors such as overcrowding.“It’s quite possible that UV is having an effect, but we don’t have any firm evidence showing the extent this is happening.”BBC News Share Share HealthLifestyle Sun ‘stops chickenpox spreading’ by: – December 19, 2011
As of 11 a.m. Sunday, there are 830 confirmed cases of COVID-19 in our state, with 59 in Palm Beach County, 180 in Broward County, and 177 in Miami-Dade County. There are 13 confirmed deaths in the state, including the first one in Palm Beach County overnight.Gov. Ron DeSantis is scheduled to hold a press conference at noon Sunday at Hard Rock Stadium in Miami Gardens, ahead of that site’s opening for coronavirus tests on Monday.On Saturday, the governor said state officials are considering the possibility of putting people who test positive for the virus in facilities such as hotels in order to help prevent them from spreading the virus to family members.DeSantis said hotel owners have offered their facilities.Stay with 850 WFTL on-air and online for the latest on the coronavirus pandemic.
0Shares0000Kenneth Mungara wins the 2016 Gold Coast marathon. PHOTO/IAAFGOLD COAST, Australia, Jul 1 – Kenya’s Kenneth Mungara, 44, took his third win in four appearances at the IAAF Gold Label race, and Ruth Chebitok not only garnered the first win by a Kenyan woman but also took down the race record.Having won in 2015 and 2016 (the former in an Australian all-comers’ record of 2:08:42), Mungara was denied a hat-trick last year when Japan’s Takuya Noguchi sped by late in the race to win by five seconds. A final spurt from another Japanese runner, Kenta Murayama, almost thwarted the 44-year-old Mungara again this year, but this time he held off the desperate late charge to win by a second in 2:09:49.Murayama’s 2:09:50 was a personal best by more than seven minutes and a performance more in line with his 27:39 and 1:00:50 credentials for the 10,000m and half-marathon respectively.Denied the win this year, Japanese runners took the next three places. Behind Murayama came another big improver in Jo Fukuda, whose 2:09:52 was more than five minutes faster than his previous best, while defending champion Noguchi finished fourth in 2:10:15.Despite several strong contenders in recent years, no Kenyan woman had won on the Gold Coast in the previous 39 editions of the race.That seemed likely to change on paper this year, the two fastest in the field being Agnes Jeruto Kiprotich (also known as Agnes Barsosio) at 2:20:59 and Chebitok at 2:25:47.-Trengove drop offIt proved to be the case on the road, too, as the two Kenyans and Australia’s Jess Trengove led from the start, racing through half way in 1:12:17 and still together approaching 25 kilometres, where Trengove dropped off a few seconds.Chebitok sustained her pace pretty well all the way to the finish, crossing the line in 2:24:49, taking 45 seconds off the race record set by Abelech Afework last year. It was the third race record in as many years as the elite women’s field continues to be strengthened race on race.Trengove took second place in 2:26:31, a 30-second improvement on the personal best 2:27:01 she ran in the 2017 London Marathon. Barsosio, second at 30 kilometres, lost three minutes to the winner from that point, struggling home in third place in 2:27:46.The marathon and the associated half-marathon incorporated the Oceania Road Championships. Trengove won the women’s marathon championship from Celia Sullohern (fifth in 2:30:19) and Alice Mason (10th, 2:43:47).-Mungara prevails in three-man sprintOnce again, the Gold Coast course produced a close finish in the men’s race.Mungara won by 12 seconds in his race record year of 2015, beat Yuki Kawauchi by just one second the following year and lost by five seconds to Noguchi last year.Mungara and Murayama had dashed 19 seconds clear of Fukuda and Noguchi at 35 kilometres, but Fukuda had clawed his way back to the two leaders by 40 kilometres.There was little change as they dashed south along the Gold Coast Highway to the finish, Mungara establishing a break, albeit not a decisive one.Turning into the parkland finish, Mungara was clear and he held off Murayma’s late charge to take the win, 2:09:49 to 2:09:50. The gallant Fukuda was two seconds further back in third place.Crowd favourite Kawauchi, making his seventh straight appearance in the Gold Coast race, was off the leading pace by 15 kilometres and finished ninth in 2:14:51. He has a first, a second, two thirds and a fourth in the race.-Pace slowedAfter a first five kilometres in just on 15 minutes, the pace slowed a little as the leading pack went through half way in 1:04:20. The pace slowed again to 35 kilometres and the 35 to 40-kilometre split was the slowest of the race.Chebitok slowed at the same point in the women’s race (17:07 30 to 35 kilometres and 17:29 35-40), but by that point she had the win in her keeping, with a margin of 1:26 to Trengove who, in turn, was almost 50 seconds ahead of Kiprotich.The winning time was a personal best for the 27-year-old Chebitok, who won the Barcelona Marathon earlier this year in her previous best of 2:25:49.After dropping back at 25 kilometres, Trengove fought back to catch Kiprotich just before 35 kilometres and the top three places did not change from that point on.In recent years, the nine fastest marathons run on Australian soil have all come on the Gold Coast. Now it is the women who are re-writing the all-comers’ list.Chebitok’s 2:24:49 replaced Afework’s previous race record as the fourth-fastest women’s marathon ever run on Australian soil.The only faster marathon remains the Sydney Olympic race won by Japan’s Naoko Takahashi in 2:23:14, from Lidia Simon of Romania, 2:23:22, and Kenya’s Joyce Chepchumba, 2:24:45.0Shares0000(Visited 1 times, 1 visits today)
Click here if you’re unable to view the photo gallery on your mobile device.Every coach in the NFL thinks his team gets a raw deal from the officials, but Jon Gruden has a good gripe Sunday against the Jets.With the Jets inside the Raiders’ 10-yard line in the second quarter of a 3-3 game, Oakland needed a big play to stop New York from finishing off a long drive. Maxx Crosby delivered one, sacking Sam Darnold back at the 20-yard line to force a third-and-goal from that spot.But he was …
(Visited 1,044 times, 1 visits today)FacebookTwitterPinterestSave分享0 Evolutionists call them “mammal-like reptiles,” but a very large fossil synapsid upsets evolutionary ideas.It was as big as a hippo, and apparently very successful as an animal. New Scientist writes, “Ancient hippo-like reptile was a giant to rival the dinosaurs.” Science Magazine writes, “Giant mammal cousin rivaled early dinosaurs.” What was this creature, exactly? And why are evolutionists so startled by it?Imagine if you crossed a rhino with a giant turtle and then supersized the result: You might get something like Lisowicia bojani, a newly discovered Triassic mammal cousin that had a body shaped like a rhinoceros, a beak like a turtle, and weighed as much as an African elephant, about 9 tons. Paleontologists say this startling creature offers a new view of the dawn of the age of the dinosaurs. Researchers had thought that during the late Triassic, from about 240 million until 201 million years ago, early mammals and their relatives retreated to the shadows while dinosaurs rose up, growing to huge sizes. The new find means the story wasn’t quite so simple, suggesting the same evolutionary forces that favored giant dinosaurs were at work on other creatures as well.(We pause to point out that evolution is not a force; that idea is a farce. Evolution is a narrative gloss painted on the observations after data are collected and placed into the prefabricated moyboy timeline. Isn’t it odd, too, that “the same evolutionary forces” made some animals larger and some animals smaller at the same time?)Taxonomy is a curious beast when working with extinct animals. Synapsids were dubbed “mammal-like reptiles” by early evolutionary paleontologists, but could be as easily called “reptile-like mammals,” if it were not for the insistence by Darwinians that in the Triassic, mammals had not yet evolved. Since these creatures preceded the Age of Dinosaurs, they had to be reptiles, right? – even if they were “mammal-like.” Science Daily asks a pertinent question: “What makes a mammal a mammal?” The answer provided in the article is “our spine,” primarily its shape. None of the usual defining attributes of a mammal (hair, mammary glands, live birth) are mentioned. In fact, Wikipedia cannot be certain that some synapsids did not have hair and mammary glands. Absence of evidence is not evidence of absence. Rare skin impressions show some horny coverings, but living pangolins and armadillos have those.Reconstructed skeleton of Lisowicia. Courtesy Tomasz Sulej, co-author of the paper.Synapsids (“fused arch”) are subdivided into other groups based on assumed phylogenetic relationships. But talk of anapsids, diapsids, therapsids, dicynodonts (“two dog tooth”), or which is ancestral to what can obscure a bigger topic of interest: these were big, successful beasts! Look at the fossil diagram of Lisowicia in New Scientist: it’s huge. It’s built like a tank. Look at the powerful legs, large skull, and five-digit feet. Think of all the muscle and nerves to move this animal. “The creature was 5 metres long, 3 metres tall and weighed 9 tonnes,” Michael LePage says. A lizard can’t ask Darwin, “supersize me!” and have this creature emerge. Gigantism requires lots of coordinated changes to multiple body systems. What’s more, the animal was “more closely related to mammals than dinosaurs“. Remember, this is from a period that evolutionists insist came before the dinosaurs had their heyday, and long before big mammals supposedly evolved. The Darwinians insist they were active for well over 50 million years! They thought synapsids were dying out, then this monster shows up. That implies that others of similar size existed, but have not been found yet.In Science, Gretchen Vogel quotes paleontologist Steven Brusatte showing that the fossil from Poland is doing violence to Darwinian just-so stories:Researchers had thought that during the Late Triassic, from about 240 million until 201 million years ago, early mammals and their relatives “retreated to the shadows while dinosaurs rose up and grew to huge sizes,” Brusatte says. “That’s the story I tell my students in my lectures. But this throws a wrench into that simple tale,” suggesting the same evolutionary forces that favored giant dinosaurs were at work on other creatures as well.One co-author remarked, “How many surprises are still waiting for us in the rocks?” Fox News Science quotes one of the co-authors showing what a surprise this “rhino-elephant” was. Notice the damage a single fossil can do to a theory:“Lisowicia is the youngest dicynodont and the largest non-dinosaurian terrestrial tetrapod from the Triassic. It’s natural to want to know how dicynodonts became so large. Lisowicia is hugely exciting because it blows holes in many of our classic ideas of Triassic ‘mammal-like’ reptiles.”First begun in 2005 but only written up today, the excavation of the Lisowicia bojani in Poland reveals for the first time that mammal-like dicynodonts lived at the same time as the sauropodomorph group of dinosaurs, which includes the Diplodocus and Brachiosaurus species.And for those interested in evolution, the excavation also proves that some characteristic anatomical features of mammals – such as upright limbs – were also present among dicynodonts and similar herbivorous reptiles.It is therefore a significant finding, one that forces prehistorians and paleontologists to revise their theories on the Earth’s Triassic period and on the evolution of mammals.Once again, we see evolutionists get excited about being falsified. And yet their tale-telling goes on, without any repentance for having misled students for a century about ‘mammal-like reptiles.’ Does the term really mean anything? Does calling this beast a ‘two dog-tooth’ member of the ‘fused-arch’ group mean they understand it?The Science Daily article does its best to add a Darwin spin to the story, talking about changes to this or that part of the spine. But what about all the other body parts, especially the soft tissues of the organs that we cannot see? Just because synapsids went extinct doesn’t mean they evolved from something else and were evolving into mammals. “Dicynodonts were amazingly successful animals in the Middle and Late Triassic,” comments the co-discoverer from Uppsala University.These fossils need some fresh eyes with the Darwin glasses off. It’s not clear from the reports whether the variety of animals lumped into the taxonomic categories really belong there. We have almost no soft tissue, and just bone fragments assembled by people who never saw the beasts. When animals fit the Darwin pattern, they call it divergent evolution. When they don’t, they pour on the Darwin Flubber and spin tales of convergent evolution or parallel evolution or ghost lineages. Then there is the Darwin spin called “mosaic evolution” where animals seem to have traits from different groups. Darwinists have built a system immune to falsifiability. No matter what happened, “it evolved” – end of story. Glimpses of trouble behind the facade come when you see them continually being surprised by “monkey wrenches” appearing in the “simple tale” told to students.The fossil record clearly shows a world impoverished of many animals no longer living. If only a few survived the great catastrophe that creationists talk about, then it need not imply a long period of evolving ancestry. Darwinism distracts attention from the true wonder of these animals: the intelligent design evident in their powerful bones, organs, systems, and capabilities.
sarah perez OK, Microsoft, I’ll bite. Will Windows Phone 7 give me my life back, letting me “get in and get out” with ease? Do I even want to live like that?Let’s find out.Stay tuned.*Disclosure: Microsoft provided me with the HTC HD7 for testing purposes.Image credit: Red-tiled HD7, Engadget There’s a good number of popular apps in the Windows Phone 7 Marketplace, including several old favorites like Amazon Kindle, Amazon.com, Facebook, Flickr, Flixster, Netflix (hey, you can’t get that on Android yet!), YouTube, IMDb, Shazam, ShopSavvy, Twitter, WeatherBug and Yelp, all of which are now loaded on my phone in addition to Foursquare. There are also some seemingly fun Instagram-esque photo filtering apps like Colorizer, Bubblegum and Photo Enhancer, which I’m looking forward to trying.Plus, Microsoft brings its own apps to the table, including Office, Bing Maps and Windows Phone 7’s many “Hubs” – the live tiles on the phone’s homescreen that organize updates from your social networks, messages, photos, games, music and videos and more.In total, Microsoft says it now has 11,500 mobile applications available.No Geeking Out with WP7?The phone’s tiled interface is easy to get used to, simple, even a little elegant. It’s a big departure from screen after screen of apps like on iPhone, and live updating tiles like the one from WeatherBug can give you that widget-like feel you may miss from your Android days. However, I get the sense that I won’t be endlessly customizing and tweaking my phone, as I did with the Nexus S, which makes me a little sad.But let’s be honest – many people don’t geek out with their phones to the extent of setting up profiles and using complex apps like Tasker for Android to automate every aspect of their device. They set up their email, install some apps and go about their life. (The horror, I know!)Does that mean there’s no geeking out to be had on the Windows Phone 7 platform for smartphone addicts like me? That’s the message I seem to get from Microsoft’s ads, especially this clever one (below) which shows how overly engrossed we are in our devices – to the extent that we’re missing out on life itself. What it Takes to Build a Highly Secure FinTech … The first day I used the HTC HD7 running Windows Phone 7, the new mobile operating system from Microsoft, I couldn’t log into Foursquare. A friend on Twitter told me the issue had been going on for almost a week. The Foursquare support Twitter account had tweeted to those who asked that the issue was “being worked on.” No ETA on a fix was given. There were few complaints. No one, except for Microsoft employees and a handful of brave early adopters, probably even noticed. After several more days, the login function began to work again. There was no blog post from Foursquare about the issue or its resolution.Is this what it’s like to be a second-class citizen in a world dominated by iPhones and Androids? As I transition over to this new handset, that’s a key question I want to answer.Mission: Really Use Windows Phone 7During the outage, I discovered there were other third-party Foursquare apps to choose from, including a pretty great one called 4th and Mayor. Hmm, maybe Windows Phone 7 won’t be too bad after all?I’m determined to find out.My mission over the next couple of months, is to discover whether or not Windows Phone 7 is a usable device for early adopter-ish, Google-using, Android-attached smartphone addicts like me. Or you, maybe.To conduct this experiment, I’m using HTC’s HD7*, a fairly high-end smartphone with a 1 GHz Qualcomm Snapdragon processor, 5-megapixel camera with support for 720p HD video, 4.3-inch high-resolution touchscreen, 16 GB of storage…oh, and a kickstand.Early Press Surprisingly PositiveWe already know that many tech journalists, including notable Apple fans, have said that Windows Phone 7 is a good, if not downright attractive, mobile operating system (OS). One review that stands out the most in my mind as I begin this transition is from TechCrunch’s MG Siegler who surprised his legion of pro-Apple supporters by writing “Wow, With Windows Phone 7, Did Microsoft Actually Bring a Gun to a Gun Fight?““..Over the past few months, I’ve actually been pleasantly and continuously surprised by what I’ve seen of Windows Phone 7. My initial reaction? Impressed….I already like this better than Android.”Just as shocking, noted Apple insider John Gruber even applauded Microsoft for trying something different.“Good for Microsoft for starting over with a truly new UI and new developer APIs,” he wrote before delving into more critical thoughts.But from a devout Apple fan like Gruber, the sentence almost felt like a compliment. Related Posts Role of Mobile App Analytics In-App Engagement Tags:#Microsoft#mobile#Op-Ed#web Then there was the incredibly comprehensive Engadget review from now-former editor Joshua Topolsky which included praise for everything from the Metro UI (“we happen to like the way it looks”) to the software’s responsiveness and speed (“the most accurate and nuanced touch response this side of iOS4”).That said, Topolsky still found a few bugs and holes in the product, and concluded that the new OS felt as if it was “a good year behind market leaders,” mainly because of its lack of multi-tasking and copy-and-paste. An update bringing at least one of those features (copy & paste) happens to be rolling out now, however.While I consider Engadget’s detailed review the definitive resource on everything there is to know about WP7’s OS, I like to approach these things from an end user standpoint by really living with the device. Not for days or weeks, but for months. And not just using the phone, but actually switching phones.Wait, Didn’t You Just Switch to Android? As those who read this website regularly know, I switched from iPhone to Android back in December 2010. Despite a little bit of cheating, I can safely say that I’m currently, and primarily, an Android user. I traded polish for power by moving to Android, I recently concluded. Overall, I’m happier to have access to Android’s better notifications, its widgets and the deep integration with Google services the platform offers, than the perfection delivered by Apple’s iPhone.I use the Nexus S as my main device these days and I’m actually somewhat terrified to give it up – to test out this HD7, I’ll need to move my SIM card over to the HTC phone. (Both are T-Mobile handsets). I have to admit, the thought scares me as much as my first transition from iPhone to Android did. But I will suffer through… maybe I’ll even come away pleasantly surprised. Or maybe I’ll go running back to Android. Who knows?Get Started: Apps and CustomizationsFor what it’s worth, the issue with Foursquare occurred at the beginning of my switch, while I was getting the HD7 device set up with my apps, settings and preferences. It was resolved at some point, but I’m not sure when because I haven’t made the full transition yet – that’s happening today.I wonder, though: will other applications treat me as poorly going forward? What apps will I really miss by switching? What day-to-day tasks will be improved – or made worse – after spending time on this platform?Before I can begin to answer those questions, I first had to configure the phone to my liking. And for me that means apps and customizations. Why IoT Apps are Eating Device Interfaces The Rise and Rise of Mobile Payment Technology
Less than 24 hours after creating history by winning the World Cup at the Wankhede stadium, the triumphant Indian team led by Mahendra Singh Dhoni was felicitated by President Pratibha Patil at Raj Bhavan in Mumbai on Sunday.Attired smartly in striped team T-Shirts, the 15 members of the team and other support staff drove down in two buses from their hotel to the Raj Bhavan, as hundreds of fans lined up on both sides of the route to see their favourite players.Before the arrival of the President, the entire team, with captain Dhoni sporting a new bald look posed with the World Cup for a photograph.Later, they posed for a picture with the President, Maharashtra Governor K Sankaranarayanan, state Chief Minister Prithviraj Chavan and International Cricket Council chief Sharad Pawar.The President, who had watched the rip-roaring final at the stadium last evening, shook hands with all the team members as Dhoni introducing each member to her.– With PTI inputs
The Australian Teams have arrived on mass in Christchurch, New Zealand. The largest touring party that Touch Football Australia has ever sent overseas will commence playing in the All Nations tournament tomorrow, 26 October. The teams attended the official Australian night on Tuesday, with all players being presented their Australian playing uniform by TFA Director, Mr Peter Del Monte. Another part of the evening saw the announcement of the two players to carry the Australian flag at the opening ceremony of the All Nations tournament. Jody English from the Women’s 30’s side and David Cheung from the Men’s 40’s team were selected as the representatives and were obviously proud to have the honour of carrying their Nations flag. Both players have been fantastic role models and ambassadors for the sport since they commenced representing Touch Football Australia, and have been a part of many international and World Cup campaigns. Congratulations Jody and David, we know you will lead your teams well and good luck to all All Nations players as your tournament begins tomorrow.